Buy to let – weighing up the options?

If you are considering buy to let as a means of investment, but are unsure how or if you should proceed, don’t worry. At Rolfe East, we are always pleased to offer our customers the benefit of our experience and knowledge to help with such important decisions. We know just how difficult it is to keep up to date with developments and how confusing it can be to be constantly bombarded by the media with conflicting statistics and pieces of information. Our ARLA* membership means we are fully qualified to help you weigh up the pros and cons of buy to let, assuring you of a balanced and considered view. Once you have made the decision to go ahead, we will search our extensive database of suitable properties throughout the west and southwest of London to find your perfect buy to let property.
 
*Association of Residential Letting Agents

Steady growth

Analysts agree that buying property still represents an interesting and reliable way to build up a good investment. Whilst there are never any guarantees, investors in buy to let can expect a solid future with regular income and steady medium to long-term growth, providing decisions are made wisely and with the help of experts. The average rental return in the UK is currently around 5-6%, but it is the percentage of capital investment to mortgage that really holds the key to buy to let success. This ‘gearing’ of your investment, usually a ratio of around 6:1, allows you to achieve maximum gain on minimum investment.

Research

At Rolfe East, we monitor the marketplace carefully and invest both time and resource into researching the most promising areas for property investment. Not necessarily the cheapest or the most expensive areas, but places with good transport links, schools, parks  and facilities, as well as low crime rates. We also investigate any plans to improve these areas further in terms of infrastructure, facilities and regeneration. We can help you find a desirable buy to let property in such an area and will advise you on how much rental you can expect.

Financial services and Dedicated Management and Lettings team

Our independent financial services team will sit down with you to discuss your mortgage requirements. With access to over one hundred major national lenders, we offer you an extensive range of financial options to suit your personal circumstances. These will include mortgages being offered under the joint ‘Buy to let’ initiative between ARLA and those mortgage lenders who believe private individuals shouldn’t be penalised by having to pay mortgage surcharges or commercial rates of interest on a buy to let mortgage, instead taking account of likely rental income to be achieved from the property.
 
Should you decide to use an agent to rent out your newly purchased buy to let property and take responsibility for the day-to-day management of the lease, why not use our dedicated management and lettings team? Our experienced professionals will offer you complete peace of mind and freedom to get on with your everyday life, without the worry of viewings, advertising, inventories, collection of rent, organising repairs, legal agreements and regulations. For more information, call your local Rolfe East office or, for advice on the best mortgage solution for your buy to let requirements, please ask to speak to one of our affiliated Financial Services Advisors.